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SUBSCRIBE TO RAM N JAVA NOWHow to Check and Manage Your Active UPI AutoPay Mandates
Are you worried about unexpected deductions from your bank account? Many of us set up UPI AutoPay for subscriptions like Netflix, Hotstar, or insurance premiums and then forget about them. It is crucial to regularly check your active mandates to ensure you aren't paying for services you no longer use.
Why You Must Check Your Mandates
An active mandate acts as a standing instruction. This means the money will be deducted automatically on the due date without needing your manual approval each time. If you’ve deleted an app but didn't cancel the mandate, the payments will continue!
Simple Steps to Check Active Payments
- ✅ Step 1: Open your favorite UPI app (Google Pay, PhonePe, or Paytm).
- ✅ Step 2: Tap on your Profile Picture at the top corner.
- ✅ Step 3: Look for the 'Autopay' or 'Mandates' section.
- ✅ Step 4: Review the list of 'Live' or 'Active' mandates.
- ✅ Step 5: If you see anything suspicious, tap on it to see the details or remove it.
Important Things to Remember
Checking your mandates takes less than a minute but can save you thousands of rupees. Make it a habit to check this list at least once a month, especially after your salary is credited!
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