Unwanted UPI AutoPay Eating Your Salary? Cancel Now

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Stop Unwanted Auto-Deductions on UPI

Ever noticed money disappearing from your bank account for a subscription you no longer use? That's likely an AutoPay (Mandate). While convenient, active mandates can eat into your salary if left unchecked.

What is UPI AutoPay?

AutoPay is a feature where you give a company permission (a "mandate") to automatically deduct money from your bank account on a specific date. If you stop using a service, you must cancel this mandate manually.

Step-by-Step: How to Cancel

1. Open your UPI App: Launch Google Pay, PhonePe, Paytm, or BHIM.
2. Go to Profile: Tap your profile picture or the menu icon to open Settings.
3. Find AutoPay: Look for "Autopay," "Mandates," or "Subscriptions."
4. Select Mandate: Choose the unwanted service from the active list.
5. Cancel/Revoke: Tap on "Cancel Mandate" or "Revoke."
6. Confirm with PIN: Enter your UPI PIN to securely stop the payment.

Important Pro-Tips

• Cancel Early: Try to cancel at least 24 hours before the next payment date to ensure it doesn't process.
• Check Status: Always verify that the status has changed to "Cancelled" or "Inactive."
• No Refunds: Remember, cancelling stops future payments; it doesn't refund past ones.